Terms of Use
These terms govern your use of calystronaveo's financial scenario modeling platform and educational services. By accessing our website or using our services, you agree to be bound by these terms and conditions.
Acceptance of Terms
By accessing and using calystronaveo's website at calystronaveo.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and calystronaveo, operating from 3/6 Kenny St, Wollongong NSW 2500, Australia.
If you do not agree with any part of these terms, you must discontinue use of our services immediately. We reserve the right to modify these terms at any time, and such modifications will become effective upon posting to our website.
Service Description
calystronaveo provides financial scenario modeling tools and educational content designed to help users understand various financial concepts and explore potential outcomes through interactive modeling.
Educational Purpose
Our platform is designed for educational and informational purposes. The scenario modeling tools provide illustrative examples and should not be considered as financial advice or guaranteed predictions of future performance.
Service Limitations
- Modeling results are hypothetical and for educational purposes only
- Past performance data does not guarantee future results
- Individual circumstances may significantly affect actual outcomes
- Professional financial advice should be sought for specific situations
User Responsibilities
Users of calystronaveo's platform agree to use our services responsibly and in accordance with applicable laws and regulations.
Account Security
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Notify us immediately of any unauthorized use of your account.
Prohibited Activities
- Using the platform for illegal or unauthorized purposes
- Attempting to gain unauthorized access to our systems
- Interfering with the proper functioning of the website
- Violating intellectual property rights
- Distributing malicious software or content
Important Financial Disclaimer
calystronaveo does not provide personalized financial advice. Our modeling tools and educational content are designed to help users understand financial concepts, but should not replace consultation with qualified financial professionals. Individual results may vary significantly based on personal circumstances, market conditions, and other factors beyond our control.
Intellectual Property Rights
All content, software, and materials available on calystronaveo's platform are protected by intellectual property laws. This includes but is not limited to text, graphics, logos, software code, and educational materials.
Permitted Use
Users may access and use our content for personal, non-commercial educational purposes. Any reproduction, distribution, or commercial use requires explicit written permission from calystronaveo.
User-Generated Content
By submitting content to our platform, you grant calystronaveo a non-exclusive license to use, modify, and display such content in connection with our services. You retain ownership of your original content while ensuring you have the right to grant this license.
Privacy and Data Protection
calystronaveo is committed to protecting user privacy and handling personal data in accordance with Australian Privacy Principles and applicable data protection laws.
Data Collection
We collect information necessary to provide our services, including account information, usage data, and scenario modeling inputs. This information helps us improve our platform and provide personalized educational experiences.
Data Security
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.
Limitation of Liability
calystronaveo provides its services "as is" without warranties of any kind, either express or implied. We do not guarantee the accuracy, completeness, or reliability of our educational content or modeling tools.
Financial Outcomes
calystronaveo shall not be liable for any financial losses or damages that may result from using our scenario modeling tools or following educational content. Users acknowledge that all financial decisions are made at their own risk and discretion.
Service Availability
While we strive to maintain consistent service availability, calystronaveo does not guarantee uninterrupted access to our platform. We reserve the right to modify, suspend, or discontinue services with reasonable notice to users.
Termination
Either party may terminate this agreement at any time. calystronaveo reserves the right to suspend or terminate user accounts for violations of these terms or for any reason we deem necessary to protect our platform and community.
Effect of Termination
Upon termination, your right to access and use our services will cease immediately. However, provisions regarding intellectual property, limitation of liability, and dispute resolution will survive termination.
Governing Law
These Terms of Use are governed by the laws of New South Wales, Australia. Any disputes arising from these terms or your use of our services will be subject to the exclusive jurisdiction of the courts in New South Wales.
Dispute Resolution
Before pursuing formal legal action, parties agree to attempt resolution through good faith negotiations. If direct negotiation fails, disputes may be resolved through mediation or arbitration as appropriate under Australian law.
Questions About These Terms
If you have questions about these Terms of Use or need clarification on any provisions, please contact us:
These terms become effective immediately upon your first use of our services and remain in effect until modified or terminated in accordance with the provisions outlined above.